Company | Silicon Valley Bank (2024)

* Forbes, “Next Billion-Dollar Startups 2022,” and SVB analysis. Data as of August 2022.
** Approximate based on PitchBook and SVB analysis as of 12/31/2022.

¹ Free checking through SVB Edge available for up to three years from account opening on included services and there after will be subject to an account maintenance fee of $50 per month plus outgoing wire fees, Domestic and International, and Standing/Auto Drawdown/Reverse wire fees. If expanded or additional account and banking services are needed by a company during the first three years, outside of what is included with the SVB Edge checking account and related services, these will be available only through a checking and banking account solution outside of the SVB Edge checking account product, and subject to both applicable standard services fees, and a monthly account maintenance fee. Transactions processed, such as for overdrafts, NFS’s, returned and collection items will incur a fee as described in the Schedule of Fees. SVB does not provide a complimentary order of check stock. Eligibility requirements apply for Mobile Deposit.

² Money Market Accounts (MMA) are interest-bearing accounts unless otherwise stated. As of August 2023, a 5.10% annual percentage yield (APY) on the Startup Money Market Account is available for deposit balances of up to $4,000,000.00.  If the Startup Money Market Account has deposit balances of $4,000.000.01 or more, a 1.00% APY will be applied to the entire Startup Money Market Account deposit balance. The APY or interest rate depends on the tier associated with the amount deposited in the MMA. You must deposit and maintain the applicable account balance to earn the disclosed APY. Please refer to the Deposit Agreement and Disclosure Statement issued at opening and any updates thereto for more details. Changes to the interest rate and APY on the MMA is at our discretion and are reflected in your account statement. Current clients with an existing Startup MMA opened before November 2022 are not eligible for this offering. Interest is calculated daily and credited monthly to the account. If you close your account before interest is credited for the month, you will not receive the accrued interest during the month the account is closed. Applicable fees, including those contained in the Product Sheets and Schedule of Fees and Charges provided at account opening, could reduce earnings on the account. Account maintenance fees may apply for each month your balance falls below a disclosed minimum.

³ This offer is only available for new Innovator Card charge programs setup on rewards with company bill and company rewards. Offer expires 9/30/2024.

3,000,000 rewards points are based on:
• Net purchases made on the SVB Innovator Card. Rewards points are not applicable to virtual cards.
• Receive one additional bonus point on net purchases (minus returns/credits) until the bonus period expires: (1) when you reach the $1 million spend threshold, or (2) six months from the date of your enrollment in this promotional offer, whichever comes first.
• The enrollment process for this program can take up to 10 business days. You will not earn any additional bonus points until the enrollment process has been completed.
• Rewards points will be awarded 30 days after the eligible dollar amount has been spent collectively between the cards within your program.

Once the bonus period expires, you will earn 2X Unlimited Rewards. 2X Unlimited Rewards Points earnings are based on net purchases made on the SVB Innovator Card. Rewards points are not applicable to virtual cards. Points can be redeemed for a variety of rewards, including travel and cash back. Cash Rewards points may be redeemed as a statement credit to your card account. For more information about the SVB Innovator Rewards Program or complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, please see theSVB Innovator Card Agreement and Rewards Terms and Conditions for full program details.

All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities.

⁴Terms and conditions apply. Offers subject to change without notice.

All non-SVB named companies in this webpage are independent third parties and are not affiliated with SVB Financial Group. Terms and conditions apply. Offers subject to change without notice.

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